Free Tool

The Money Planning Budget Spreadsheet

A simple, no-fuss template to map your income and expenses, give every dollar a job, and size the emergency fund that actually fits your life.

Excel file (.xlsx). Works in Excel, Google Sheets, and Numbers. No email required.

What’s inside

A full budget worksheet
Enter every expense once, at whatever cadence it hits, monthly, quarterly, semi-annual, or annual, and see your true cost of living by category.
An emergency fund calculator
It turns your monthly spending into 3, 6, 9, and 12-month targets, then shows your current gap and how fast a set monthly contribution closes it.
Step-by-step instructions
Clear do's and don'ts so you fill it out right the first time, no spreadsheet experience required.

Bring your budget to a free intro call and we’ll help you turn it into a plan: cash flow, savings, and the next right move.